Fintech Architect
Binariks is looking for a highly motivated and skilled Fintech Architect for our solution group to be actively involved in the pre-sale opportunities, create solutions for new and existing projects and a variety of audits who will join our team on a part-time basis.
Your Responsibilities
Your Responsibilities
- Design scalable and robust solutions across banking, payment gateways, insurance, and investment sectors
- Collaborate with technical and business stakeholders to ensure alignment between solution design and business requirements
- Evaluate current architectures, identify gaps, and propose improvements
- Seamlessly integrate new technologies and platforms into existing systems
- Establish secure communication between banking systems, payment processors, insurance databases, and investment platforms
- Ensure all solutions are compliant with local, national, and international financial regulations
- Collaborate with the legal team to address specific regulatory challenges
- Communicate complex technical concepts to non-technical stakeholders at the company
- Establish and maintain communication between technical teams and business units to ensure the successful implementation of fintech solutions
- Deep knowledge of modern architecture principles, especially in fintech sectors (core banking, neobanking, BaaS
- Hands-on experience with cloud platforms, microservices, and API integrations
- Expertise in the technical requirements of banking, payment gateways, insurance, and investment systems
- Proficient understanding of financial laws, such as GDPR and SOC for financial data, PSD2 for payment services, and local banking and insurance regulations
- Familiarity with international financial standards and their impact on solution design (IFRS, Basel Accords, FATF Recommendations, CRS (Common Reporting Standard) etc.
- Excellent communication and collaboration abilities
- Problem-solving mindset with an analytical approach
- Bachelor's or Master's degree in Computer Science, Information Systems, Finance, or a related field
- A minimum of 5 years of experience in fintech or a related industry
- A minimum of 7-10 years of experience in software programming, proficiency in any programming language is a must
- Certifications in fintech, cloud platforms (AWS, GCP, Azure etc.) or architectural design and methodologies would be a plus